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11 May 2009

Humanitarian Resource Institute
IDIN: Community & Family Preparedness Network

Subject: 2009 National Hurricane Preparedness Initiative

Call for FEMA Review/Funding for Coastal Communities - 2009 Hurricane Preparedness Initiative
Compiled by Stephen M. Apatow, Director of Research and Development, Humanitarian Resource Institute


Introduction

The focus is catastrophic damage to direct waterfront homes and coastal communities (Hurricanes Andrew and Katrina: $100 Billion estimated property losses), specifically loopholes that allow avoidance of construction standards required for a coastal high hazard areas.  Responsibility for adherence to construction standards outlined by the FEMA National Flood Insurance Program and International Building Code has been entrusted to municipalities and states.  At the present time, the Federal Emergency Management Agency (FEMA) who administers the National Flood Insurance Program (NFIP), has no enforcement capacity to address violations within states.  

Risk Analysis

My personal involvement with national community and family preparedness campaigns with FEMA range from national county level education programs and material development for El Nino to leading/participation in preparedness education programs for state emergency managers at the Mt. Weather Emergency Operations Center.  I currently administer the Humanitarian Resource Institute Community and Family Preparedness Network, International Disaster Information Network and Global Preparedness and Response Network.

In 2007, I had  an opportunity to become engaged with discussions associated with coastal erosion and environmental challenges in Milford, Connecticut.  Of significant concern, was destruction of the floodplain and two direct waterfront projects, that were being build to standards for a coastal flood hazard area, but  not a coastal high hazard area.



Demolition: Asbestos hazmat containment in floodplain,  critical wildlife habitats, a reservoir for sand supply, a buffer for coastal flooding and erosion intact.-- Photo: Milford, Connecticut Coastal Protection Initiative, September 2007.
Floodplain  reconstruction. -- Photo: Milford, Connecticut Coastal Protection Initiative, September 2007.
This photo illustrates the high water line moving into the floodplain where seagrass was removed and in extreme high tides encompasses a flow through to the street (Broadway).  One major storm can accommodate a new waterway to the street.

The concern for this home, in a direct flood plain, was construction standards for a non-coastal high hazard area.

28 October 2008






Coastal erosion has brought the high water line up to the porches of homes constructed on pilings, some with basements (as the waterline has reached these porches (no breech) saturation accommodated flooding).  -- 28 October 2008

In the event of potential erosion, and saturation challenges, concerns for 4 story homes not constructed on pilings, encompasses compromise of the substructures.  -- 28 October 2008


Efforts to address these public safety concerns and code violations, were ignored by local and state authorities.  Over the course of a two year period, I made a request to the Governor's office for assistance in this matter [1, 2, 3, 4], that led to her referral of the problem to the DEP Commissioner Gina McCarthy. [5]

The loophole encompassed use of the FEMA flood maps, to make a determination that direct waterfront construction could be built to the lower standard of a flood hazard area instead of a coastal high hazard area.  This paradoxical perspective was in direct contrast to my view that every direct waterfront property existed in a coastal high hazard area (especially since previous hurricanes, including 1938, impacted the area with 10-20 ft tidal surges, wave impact and high winds).[6]  In support of my view was the 2003 International Residential Code: Portion of the 2005 State Building Code, State of Connecticut [7]:


R323.3 Coastal high-hazard areas (including V Zones).  Areas that have been determined to be subject to wave heights in excess of 3 feet (914mm) or subject to high velocity wave action or wave induced erosion shall be designated as coastal high-hazard areas.  All buildings and structures erected in coastal high-hazard areas shall be designed and constructed in accordance with R323.3.1 through R323.3.6.

In response to these concerns, the State of Connecticut, EPA Environmental Analysis Division of the Office of Long Island Sound Programs conducted a site plan review of one of the construction sites and provided specific guidance for the municipal planning and zoning and building departments [8].  The review stated:

Evidence of a wrack line left by high tides was slightly waterward of the southern limit of the beach grass, defining the State’s regulatory jurisdiction.  Additionally, the parcel lies within a Zone AE (Elevation 11’ NGVD) and a Zone VE (Elevation 15’ NGVD) coastal flood hazard areas as shown on FEMA’s Flood Insurance Rate Map (FIRM) for the City of Milford, Panel 6 0f 6, or Community Panel 090082 0006 G (revised November 6, 1996).  A review of the FIRM shows that the Zone VE line is located approximately 140’ from Broadway Avenue and 120’ landward of the shoreline (see attached map and photo).  If the VE Zone were to be transposed from the FIRM based on the location of the shoreline on the map, it would be placed near the landward end of the proposed dwelling, indicating that the dwelling must be constructed to VE Zone standards (i.e., elevated on piles above 15’ NGDV) .  This information indicates that significant erosion of the beach has taken place since the FIRM was revised in 1996, that the FIRM contains a significant error, or both.  However, the design of the development should reflect the actual hazards from storm waves and surge versus what is implied by the FIRM. pg 1-2

Pg. 4-5: Point 4

The site plan does not include all coastal flood hazard limits as shown on the FIRM.  The Zone VE, which is a more hazardous area, should be accurately shown on the plans.  Before the Board can make any decision on this application, an accurate Zone VE line must be depicted on the site plan. Because the Zone VE limit on a beach include the anticipated erosion of beach and dune system and are not simply determined by elevation, we believe that an accurate boundary may show that the proposal must be constructed to Zone VE standards.


Summary and Recommendations

The proposal is inconsistent with CCMA beaches and dunes policies and does not minimize hazards to life and property.  We are concerned that the proposal may be located in or very close to the Zone VE coastal flood hazard area.  This is of particular concern because the beach could experience severe erosion in a major coastal storm, thus resulting in larger waves hitting the dwelling than the design anticipates.  The erosion could then undermine the dwellings foundation.  Because the CCMA does not allow shoreline flood & erosion control structures to be used  to protect inhabited structures built after 1980, it is critical for the board to approve waterfront projects that are designed and located such that no future structural protection would be necessary.

Despite this guidance. municipal and state administrative offices ignored these directives and construction continued for approximately 2 years.  Efforts to address these public safety concerns expanded with with requests to the regional FEMA offices and then federal agencies that included the FEMA Mitigation Directorate, National Oceanic and Atmospheric Administration (NOAA) and National Weather Service.  All this simply to help the municipality and state understand that direct waterfront properties existed in a coastal high hazard area.

This exercise revealed that FEMA had no capacity to enforce the National Flood Insurance Protection Program/International Building Code construction requirements for coastal high hazard areas, and that the responsibility was completely placed in the hands of the municipal and state authorities.   The only pathway for resolution of these public safety issues by citizens was stated to be litigation or appeals to local elected officials.

Today, local citizens in this community are (1) holding all parties responsible for the public safety threats presented by all non-conforming structures, (2) compensation for associated devaluation of adjacent properties, and (3) demanding immediate action for construction modifications to FEMA NFIP/IBC and state building code standards for coastal high hazard areas (height modifications and elevation on piles above 15’ NGDV, breakaway walls, etc., etc).



 
  
Ref property 1: Post removal of seagrass and natural protective barrier, built  in the direct flood flow through to the street.
Ref property 2:  4 story construction project built to  a construction standard for coastal flood hazard area, vs. a coastal high hazard area.


Call for FEMA Review of Direct Waterfront Construction in all U.S. Coastal Communities

This public safety construction challenge has revealed that FEMA NFIP violations are a problem in all coastal states.

1.  FEMA examination of direct waterfront construction in U.S. coastal cities, to provide guidance pertaining to non-conforming structures in conjunction with the 2009 National Hurricane Preparedness Initiative coordinated by Humanitarian Resource Institute.
2.  Funding to support modification of non-conforming structures permitted by municipalities, state and federal programs

References:

[1]  Coastal Erosion Discussion: 31 October 2008: Coastal High Hazard Areas: Precedent for the threat to direct waterfront properties by previous storms (Hurricanes) that have encompassed surges of 15-20 ft + and property damage projections (Cat 1-4) outlined by the University of Connecticut.
[2]  NOAA Response - 3 September 2008: Federal Emergency Management Agency (FEMA), National Oceanic and Atmospheric Administration (NOAA), National Weather Service (NWS) in a discussion that impacts every coastal community in the United States.
[3]  State DEP Response - 6 August 2008: Connecticut Post facilitates expansion of national community and family preparedness initiatives to strengthen, secure and protect coastal communities.
[4]  Milford, Connecticut Coastal Protection Initiative:  Construction in coastal high hazard areas, removal of seagrass, a reservoir for sand supply, a buffer for coastal flooding and erosion concerns citizens. September 2007.
[5]  Obama Nominates Gina McCarthy for EPA Air Office: Center for Environment, Commerce & Energy: 20 March 2009.
[6]   Hurricane of 1938 with landfall in New Haven, Connecticut: WINDS: 115 -mph (moving at 50-mph), PRESSURE: 27.94 inches/946 mb, STORM - SURGE: 12 - 16 feet above Mean Tide. In terms of fatalities and property damage - the 1938 hurricane is still one of the worst disasters in North American history. In a matter of hours, 688 people were killed, 4500 were injured, and more than 75,000 buildings were damaged or destroyed. The states of New York, Connecticut, and Rhode Island, suffered their worst natural disaster in recorded history. The tidal wave like storm-surge that hit Long Island and Rhode Island was so severe - that earthquake instruments 3,000-miles away recorded it on seismographs.
[7] 2003 International Residential Code: Portion of the 2005 State Building Code, State of Connecticut: R323.3 Coastal high-hazard areas (including V Zones).  Areas that have been determined to be subject to wave heights in excess of 3 feet (914mm) or subject to high velocity wave action or wave induced erosion shall be designated as coastal high-hazard areas. All buildings and structures erected in coastal high-hazard areas shall be designed and constructed in accordance with R323.3.1 through R323.3.6.
[8] Coastal Site Plan Review: State of Connecticut, EPA Environmental Analysis Division of the Office of Long Island Sound Programs, 1 October 2007.
 These challenges have prompted our request for who were responsible for enforcement of the FEMA NFIP/IBC and state building code requirements.





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